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With the volatility of the market, and this is seen most recently in the first quarter of 2026, a lot of workers are wanting guaranteed interest and investment options in their portfolio account in their 401(k). Some employers offered a fixed account investment option, but some are Money Market accounts, which don't usually offer a high rate of return. The Secure Act and Secure Act 2.0 have mentioned that options for higher guaranteed rates of return be offered in all reti

Questions come up all the time about what do I do when I hit age 65, and what are my options and what is the best option? Those aren't easy questions to just answer, but I will in this article explain the different options of Medicare and then we can dive into what is best for you when we get together or have a discussion. First - Medicare part A - Hospital Insurance - this covers the very basics. And covers ONLY hospitals, skilled nursing home care and hospice care. This

In a short answer..YES....people are realizing that the guaranteed rates, and the competitive rates and the shorter maturities offered are more competitive for a fixed investment option than some Bank C.D.'s. Annuities today do not have to be used and/or thought of as the annuities of yesteryear. They still can provide a monthly retirement income, which a lot of people prefer. Or they can be used for investment purposes only, and they can be used to proved part of your ret